Software protection has, for some time, been the traditional method of protecting sensitive financial information, but this is proving to be sub-optimal in the face of increasing malware, viruses and other software-based attacks. Hardware security offers more protection, but has either had limited availability, been too complex to deploy or too costly to implement. Trustonic Application Protection brings a unique combination of both software- and hardware-based security to all areas of mobile financial services, including mobile banking, mobile payments and mobile point of sale (PoS).